Urvi Amit Zalavadia and Virendra Chavda 2026. AN EMPIRICAL STUDY ON THE IMPACT OF EDUCATIONAL INITIATIVES ON DIGITAL FINANCIAL LITERACY AMONG RURAL YOUTH IN GUJARAT. International Journal of Computer Information Systems and Industrial Management Applications. 18, 12s (Jul. 2026), 1159–1173. DOI:https://doi.org/10.70917/ijcisim-2026-3988.