Maryam Khameis Saeed Alfalahi Alyammahi et al. 2026. Financial Literacy, Digital Financial Access, and SME Distribution Performance in the UAE: A Mediation Analysis. International Journal of Computer Information Systems and Industrial Management Applications. 18, 16s (Aug. 2026), 1686–1703. DOI:https://doi.org/10.70917/ijcisim-2026-4669.