Bhukya Dharma and Dr. D. Latha 2026. SMOTE-Stack-XAI: An Explainable Stacked Ensemble Learning Framework Integrating Random Forest, XGBoost, SVM and Deep Neural Networks for Real-Time Credit Card Fraud Detection. International Journal of Computer Information Systems and Industrial Management Applications. 18, 20s (Aug. 2026), 627–638. DOI:https://doi.org/10.70917/ijcisim-2026-5203.