M. N. Nagendra Prasad and N. Geethanjali 2026. WCD-SBAS: An Explainable Welfare-Centric Data Warehousing Architecture for Automated Scheme–Beneficiary Alignment and Policy Decision Support. International Journal of Computer Information Systems and Industrial Management Applications. 18, 1 (May 2026), 1–13. DOI:https://doi.org/10.70917/ijcisim-2026-5910.