Sanchit Suman 2026. Hybrid Forecasting Frameworks for Fraud Rate Estimation: Addressing Delayed and Geographically Fragmented Label Arrival in Digital Commerce Platforms. International Journal of Computer Information Systems and Industrial Management Applications. 18, 21s (Aug. 2026), 2198–2206. DOI:https://doi.org/10.70917/ijcisim-2026-5980.