(1)
Divyaraj Parmar; Pankaj Rathod; Vatsal Chandrapal; Khyati Kariya. A REVIEW OF AUTHENTICATION MECHANISMS IN INDIA’S DIGITAL PAYMENT ECOSYSTEM: FROM OTP TO BEHAVIOURAL BIOMETRIC, IN LIGHT OF RBI’S 2025 AUTHENTICATION DIRECTIONS. IJCISIM 2026, 18, 150-160.