Pradeep Singh, Anusha Vidyasagar, Pooja Mailsamy, Shanti Jaiswal, Shams Tabrej, & Anshu Malhotra. (2026). SMART TECHNOLOGIES TRANSFORMING EDUCATION, HEALTHCARE, BUSINESS AND SOCIAL DEVELOPMENT SYSTEMS. International Journal of Computer Information Systems and Industrial Management Applications, 18(21s), 373–390. https://doi.org/10.70917/ijcisim-2026-5314