Shariful Haque, Sandipon Chowdhury, Kamron Naher, Morium Akter Munny, Roksana Akter, & Azamat Mambetaliev. (2026). The Synthetic Threat: AI-Generated Identity Fraud, Strategic Risk Management, and Deep Learning in U.S. Banking. International Journal of Computer Information Systems and Industrial Management Applications, 18(21s), 1602–1617. https://doi.org/10.70917/ijcisim-2026-5898