SIDAGOUDA BASAGOUDA PATIL; MUKUND KULKARNI. Behavioural Determinants and a Zero-Trust Architecture for Cloud-SaaS Adoption in Rural Cooperative Credit Societies: Evidence from Krishi Patpedhi Societies. International Journal of Computer Information Systems and Industrial Management Applications, [S. l.], v. 18, n. 3s, p. 709–721, 2026. DOI: 10.70917/ijcisim-2026-2391. Disponível em: https://cspub-ijcisim.org/index.php/ijcisim/article/view/2391. Acesso em: 7 jul. 2026.