RIA RENNY CHRISTIANA; NIKO SUDIBJO; YOHANA FRANSISCA CAHYA PALUPI MEILANI. Why Digital Literacy Alone Is Not Enough: Evidence from Women-Owned Micro Enterprises in Indonesia. International Journal of Computer Information Systems and Industrial Management Applications, [S. l.], v. 18, n. 9s, p. 72–88, 2026. DOI: 10.70917/ijcisim-2026-3423. Disponível em: https://cspub-ijcisim.org/index.php/ijcisim/article/view/3423. Acesso em: 22 jul. 2026.