ANIL CHANDRAN S.; JAYANTHY K C.; MIDHUN KRISHNAN P B; APARNADEVI M. Transformation in Digital Payment Practices Following the COVID-19 Pandemic. International Journal of Computer Information Systems and Industrial Management Applications, [S. l.], v. 18, n. 12s, p. 876–886, 2026. DOI: 10.70917/ijcisim-2026-3959. Disponível em: https://cspub-ijcisim.org/index.php/ijcisim/article/view/3959. Acesso em: 2 aug. 2026.