JIMMY CARTER SUDIANJAYA; HERI KUSWANTO; RENY NADLIFATIN. Model Development of Millennial Intentions Using Digital Banking Platforms in Indonesia (Extended the Unified Theory of Acceptance and Use of Technology-3 (UTAUT-3) with Financial Literacy). International Journal of Computer Information Systems and Industrial Management Applications, [S. l.], v. 18, n. 2, p. 1993–2018, 2026. DOI: 10.70917/ijcisim-2026-5404. Disponível em: https://cspub-ijcisim.org/index.php/ijcisim/article/view/5404. Acesso em: 11 sep. 2026.