ARPITA DHAL; PIJUS KANTI BHUIN; SHANTANU CHAKRABORTY; PRASANTA GUHA. The Paradox of Micro-Capital Fungibility: Evaluating Credit Utilization and its Impact on Women’s Empowerment. International Journal of Computer Information Systems and Industrial Management Applications, [S. l.], v. 18, n. 22s, p. 81–100, 2026. DOI: 10.70917/ijcisim-2026-5420. Disponível em: https://cspub-ijcisim.org/index.php/ijcisim/article/view/5420. Acesso em: 4 sep. 2026.