VAMSHI KRISHNA DASSARAJU. Real-Time Credit Risk Decisioning at Checkout for Short-Term Installment Products: Feature Availability Constraints, Adverse Action Explainability, and Portfolio Loss Monitoring. International Journal of Computer Information Systems and Industrial Management Applications, [S. l.], v. 18, n. 23s, p. 1649–1663, 2026. DOI: 10.70917/ijcisim-2026-5720. Disponível em: https://cspub-ijcisim.org/index.php/ijcisim/article/view/5720. Acesso em: 19 sep. 2026.