M. N. Nagendra Prasad, and N. Geethanjali. 2026. “WCD-SBAS: An Explainable Welfare-Centric Data Warehousing Architecture for Automated Scheme–Beneficiary Alignment and Policy Decision Support”. International Journal of Computer Information Systems and Industrial Management Applications 18 (1):1-13. https://doi.org/10.70917/ijcisim-2026-5910.