Amit Pradip Karkhanis and Ramchandra D. Patil (2026) “DEVELOPMENT AND VALIDATION OF A QUALITATIVE DATA PRIVACY IMPACT ASSESSMENT SCORECARD FOR SELF-ASSESSMENT IN COOPERATIVE BANKS OF MAHARASHTRA”, International Journal of Computer Information Systems and Industrial Management Applications, 18(4s), pp. 504–521. doi: 10.70917/ijcisim-2026-2532.