Rahul Patowary, et al. “ETHICAL AI IN HUMAN RESOURCE AND FINANCIAL DECISION-MAKING: A BENCHMARK-INFORMED FRAMEWORK FOR FAIRNESS, TRANSPARENCY AND ACCOUNTABILITY IN AUTOMATED SYSTEMS”. International Journal of Computer Information Systems and Industrial Management Applications, vol. 18, no. 1s, June 2026, p. 18, doi:10.70917/ijcisim-2026-2198.